Marketing · Module
Loyalty & Referrals
Transparent points, tiers, rewards and referrals across POS, store and WhatsApp
Loyalty & Referrals rewards repeat purchases and referrals across POS, Online Store and WhatsApp with transparent points, tiers and rewards. It prevents fraud and keeps points liability visible to finance.
Reward the customers you have
Planned for Year 3 (Wave 4), Loyalty & Referrals turns repeat purchases and referrals into a transparent programme on the same customer records.
Earn, tier and redeem
Earn rules work by order amount, visits or actions, with product and category multipliers and exclusions. Points live in an append-only ledger of earn, redeem, expire, adjust and reverse entries per member, so every balance can be explained. Tiers use thresholds on points or spend over a period with upgrade and downgrade rules. A rewards catalogue supports redemption at POS, in the Online Store and through WhatsApp, with idempotent redemption codes. Members check their balance and history on WhatsApp, in the portal and on receipts.
Referrals
Referral programmes issue unique links and codes and reward both referrer and referee on a qualifying event.
Keep it honest
Points are reversed on returns and cancellations, with a negative-balance policy. Expiry schedules send advance notices through journeys. Fraud detection checks for self-referral, shared devices or phones, velocity and unusual redemptions, with a review queue. Points liability reporting values outstanding points per policy for finance.
Promotions and analytics
Time-boxed bonus-point promotions use multipliers, fixed bonuses or bonuses on an action, with tier or segment eligibility, per-member caps and a points budget. Personalised offers have guardrails and budgets. A programme dashboard shows active members, enrolments, points earned, redeemed and expired, redemption rate, tier movement and promotion results against holdouts. The AI Customer Advocacy Coordinator drafts review and referral requests and case studies.
Coalition rewards across partner businesses and gift cards are planned for Wave 5.
Features
What Loyalty & Referrals includes
Programme and earn rules
By order amount, visits or actions with multipliers and exclusions. W4.
Append-only points ledger
Earn, redeem, expire, adjust and reverse entries per member. W4.
Tiers
Thresholds on points or spend with upgrade and downgrade rules. W4.
Rewards and redemption
At POS, Online Store and WhatsApp with idempotent codes. W4.
Referral programme
Unique links and codes with rewards for both sides. W4.
Member balance and history
On WhatsApp, the portal and receipts. W4.
Returns and reversals
Points reversed with a negative-balance policy. W4.
Expiry and notices
Schedules with advance notices via journeys. W4.
Fraud detection
Self-referral, shared devices, velocity and unusual redemptions with review queue. W4.
Points liability reporting
Outstanding points valued for finance. W4.
Loyalty promotions and offers
Bonus-point promotions with caps and budgets; personalised offers with guardrails. W4.
Loyalty analytics
Members, points, redemption rate, tier movement and promotion results against holdouts. W4.
Workflow
Referral to reward
- 1
A customer shares a referral link on WhatsApp.
- 2
The friend makes a qualifying purchase in the store.
- 3
Fraud checks run for self-referral and shared devices.
- 4
Points are credited to both in the ledger.
- 5
Both receive a balance update on WhatsApp.
AI
AI skills and Digital Employees
Fraud pattern detection
Flags suspicious referrals and redemptions for review.
Offer personalisation
Suggests offers within guardrails and budget.
Advocacy drafts
Drafts review and referral requests and case studies.
Digital Employees that use this module
They act through the same governed Actions as people; risky steps wait for approval.
Frequently asked questions
Can customers check points on WhatsApp?
Yes. Balance and history checks are planned on WhatsApp, the portal and receipts.
How is fraud handled?
Checks for self-referral, shared devices or phones, velocity and unusual redemptions send suspicious cases to a review queue.
When is it planned?
Year 3 (Wave 4), alongside Commerce Online Store and POS.
See Loyalty & Referrals in your workflow
Tell us about your team and the outcomes you want. We will walk you through the apps, the Digital Employees and the plan for your industry.