Consumer Products · Module
Household OS
One family calendar, lists, chores, bills and document vault, with per-member privacy
A family space that coordinates calendars, shared lists, chores, bills and important documents, with a family assistant that respects each member's privacy. It is never linked to a work tenant, and minors' data rules must be verified before it ships.
What it does
Household OS is planned for families who coordinate bills, documents, chores and schedules across generations. It brings together a shared calendar with per-event visibility, real-time shared lists, recurring chores with rotation, bill reminders, a document vault with expiry dates and a meal planner, with a family assistant that answers questions like "what's due this week".
It is sold on a Family plan, and a Family bundle with Personal Finance is planned once both products reach GA.
Privacy per member
Each member sees what their visibility allows. Events can be visible to everyone, adults only, or private and shown as busy. Documents carry per-document visibility, identity numbers are masked in previews, and the vault is stored in an encrypted class. The household admin cannot read another adult's private items. When an adult leaves, they take their private items and own documents, and shared items stay.
There is no behavioural monitoring or location tracking of household members, and none of minors at all. The family assistant does not profile minors and cannot open vault contents unless the asking adult can see the document.
Minors and guardian consent
Minors are added as guardian-managed profiles with a guardian consent record using a verifiable parental consent method. A minor profile has no login, no WhatsApp and no assistant memory by default. A guardian may later enable a limited login to see the minor's own chores and events where the age and consent rules allow. Household OS will not ship until the minors' data rules under India's DPDP framework are verified. These are pointers to verify with counsel, not legal advice.
Bills and documents on time
Bills have a biller, fixed or variable amount, due date, recurrence, responsible member and reminders. At MVP, members mark bills paid with date, method and receipt; paying supported bills through an authorised BBPS partner with step-up authentication is planned for GA (verify). Documents with expiry dates get reminders at two offsets, and a renewed upload links the new version and archives the old one. DigiLocker fetch through an authorised partner is planned for GA (verify).
The Household ROI view shows bills paid on or before the due date, late fees recorded before and after, and documents renewed before expiry, each with evidence records.
Household OS is planned for W6.
Features
What Household OS includes
Household creation
Create a household with name, language and time zone; the creator becomes Household Admin.
Members and minors
Invite adults by email, phone or WhatsApp link; add minors as guardian-managed profiles with a guardian consent record (verify); guests with item-level access only.
Family calendar
Shared calendar with per-event visibility (everyone, adults only, private as busy), recurring events and sync with members' Google, Microsoft or ICS calendars (verify scopes).
Shared lists
Grocery, packing and to-do lists with real-time updates, assigned items, quantities, categories and offline use.
Chores
Recurring chores with rotation, due times, check-off with optional photo, motivation points with no money, and age-appropriate templates.
Bills
Biller, fixed or variable amount, due date, recurrence, responsible member and reminders; mark paid with date, method and receipt; late-fee field.
Document vault
Upload or scan property, insurance, vehicle, warranty, identity and education documents (medical only by explicit choice) with expiry dates, per-document visibility and masked identity numbers.
Family assistant
Answers what is due, adds list items, proposes chore rotations and reminder schedules and drafts member messages, within visibility rules.
WhatsApp nudges
Chore and bill nudges to adult members with opt-in; to minors only if the guardian enables it and the rules allow (verify).
Meal planner lite
Weekly meal plan with recipes and ingredients sent to the grocery list.
Mobile apps and simple mode
Household home, calendar, offline lists, chore check-off, bill reminders and document scan, with a simple mode for elderly members.
Household ROI view
Bills paid on time, late fees before and after, documents renewed before expiry and subscriptions cancelled if Personal Finance is on, each with evidence.
Bill payment and DigiLocker fetch
Planned for GA: pay supported bills through an authorised BBPS partner with step-up, and fetch issued documents through an authorised DigiLocker partner with consent (verify both).
Home assets, vehicles and caregiver reminders
Planned for GA: appliances and warranties, vehicle insurance and service dates, and plain caregiver reminders for an elderly member with no medical advice.
Workflow
Adding a minor with guardian consent
- 1
An adult chooses to add a child; only guardians can proceed.
- 2
If the minors' data rule is not verified and current, the action is blocked with an explanation.
- 3
The guardian completes a verifiable parental consent flow and step-up authentication.
- 4
A minor profile is created with no login, no WhatsApp and no assistant memory.
- 5
The guardian sets chores and events, and can later enable a limited login where rules allow.
Workflow
Document expiry and renewal
- 1
A document is saved with an expiry date.
- 2
Reminders go out at the first and second offsets.
- 3
If a renewed document is uploaded, the new version is linked and the old one archived.
- 4
If not, the document is flagged expired and the admin is notified.
AI
AI skills and Digital Employees
Family Q&A
Answers questions such as what is due this week, respecting per-item visibility for the member asking.
List maintenance
Adds, merges duplicates and categorises list items, including from voice.
Chore rotation proposal
Balances load across adults and suggests age-appropriate tasks for minors; it is about tasks, never about a person's behaviour.
Bill reminder nudges
Drafts reminder schedules and nudges within per-member caps and opt-in; pre-approved nudges to adults only.
Document classification and expiry extraction
Classifies uploads and extracts expiry dates with identity numbers masked; the member confirms.
Digital Employees that use this module
- Family Assistant
They act through the same governed Actions as people; risky steps wait for approval.
Frequently asked questions
Can Household OS be connected to my employer's One3 tenant?
No. Household OS is never linked to a work tenant. Members can share selected personal calendars or lists into the household through grants.
How are children's profiles handled?
Minors are guardian-managed profiles with a consent record, no login, no WhatsApp and no assistant memory by default. The product will not ship until the minors' data rules are verified with counsel.
Can the household admin read everyone's documents?
No. Each document has its own visibility, and the admin cannot read another adult's private items.
Can I pay bills from Household OS?
At first you mark bills paid and keep the receipt. Paying supported bills through an authorised BBPS partner is planned for GA, subject to verification.
Does it track where family members are?
No. There is no behavioural monitoring or location tracking of household members, and none of minors at all.
See Household OS in your workflow
Tell us about your team and the outcomes you want. We will walk you through the apps, the Digital Employees and the plan for your industry.